AgCarolina Financial can lend money to businesses which process and/or market agricultural products provided that more than 50 percent of the business is owned by farmers who provide at least some of the "throughput." We can also lend money to businesses that provide services to farmers, such as crop spraying, seed cleaning, cotton ginning and more. The extent to which financing can be provided is based on the amount of the business' total income from farm-related services.