AgCarolina Financial has been financing farmers of all types for more than 90 years. For many farmers, we were the first (and often the only) lender chosen as they began their farming operations. Many of these farmers have continued to use AgCarolina Financial for all of their operating needs as their operations have become larger and more complex.

Our loan officers understand agriculture and the many difficulties involved in beginning a new farm operation, transferring an existing operation, or expanding into new commodities or new areas. We are the agricultural experts!

Are you a Young, Beginning, or Small Farmer?

• A Young farmer is one who is 35 years of age or younger.
• A Beginning farmer is one who has 10 or fewer years farming, ranching, or aquatic agriculture experience.
• A Small farmer is one who generates less than $250,000 in annual gross agricultural or aquatic sales.

If you are, AgCarolina Financial is ready to help you. Our loan officers will be glad to review your situation and give you expert advice on the financial programs that may work best for you.

We work closely with many government and farm organizations, including the FSA Guarantee Lending Program, to assist farmers in getting and staying in business.

For additional information on the Young, Beginning, or Small Farmers Program, contact your local AgCarolina Financial office, or call toll-free 1-800-951-FARM (3276).