Patronage Calculator

Here is your estimated Patronage Distribution:

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $ to:

This effectively lowers your interest rate from to:

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.