Notice of Annual Stockholders’ Meeting

Dear Stockholder:

The 2025 Annual Stockholders’ Meeting of AgCarolina Farm Credit, ACA will be held on October
22, 2025 at AgCarolina Farm Credit, 636 Rock Spring Road, Greenville, N.C.

The business meeting will begin at 9:00 a.m. The purpose of the Annual Meeting is to elect Stockholder-Elected Directors
and Nominating Committee members and transact any other necessary business. No election of
Stockholder-Elected Directors or Nominating Committee members will be held during the
Annual Meeting. The election of the Nominating Committee and Stockholder-Elected Directors
will be conducted by ballots mailed to eligible voting stockholders following the Annual Meeting.

Click here to view the Annual Meeting Information Statement for AgCarolina Farm Credit, ACA. Specific
information is included relevant to the election process, including information for the nominees
for Stockholder-Elected Director and Nominating Committee positions.

Ballots will be mailed following the Annual Meeting to all eligible voting stockholders as of the
close of business on August 31, 2025. Online voting will be available. Certificate holders (rural
home members) do not have voting privileges and will not receive a ballot. Instructions for
voting by mail or online will be included in your ballot package.

However, if you should have any questions regarding the voting process, please contact Skipper Jones at 800.951.3276,
extension 3276.

We appreciate your business and look forward to continuing to serve you during the
coming year.

Sincerely,
Evan Kleinhans
President & CEO